Private by design · Free · No account
Know exactly how long your money can last.
SURVIVE is a privacy-first financial runway calculator. If your income or revenue stopped today, see how many months you could last — and what to protect, reduce, or pause to buy more time.
Works offline · Your numbers never leave your device.
Survival Mode
+5 months
Depletion
~Apr 2027
Three steps to clarity
No spreadsheets, no sign-up. Just an honest answer in a couple of minutes.
Enter what you have
Your available cash, any income that keeps coming in, and your monthly expenses.
Tag each expense
Mark costs to Protect, Reduce, or Pause — the levers you'd actually pull under pressure.
See your runway
Get the months you can last, an estimated depletion date, and how much time you can buy back.
Everything you need to plan a soft landing
Deterministic math you can trust — no AI guessing, no vague advice.
Runway & depletion date
Know how many months your money lasts and roughly when it runs out.
Survival Mode
Protect, Reduce, and Pause to see the potential burn, runway, and extra time you'd gain.
Target & funding gap
Set a goal in months and see exactly how much more cash you'd need to reach it.
Unexpected expense simulator
Drop in a sudden cost and watch how much runway it would take away.
Personal, business, or both
Plan each separately, side by side. We never merge personal and business money.
Completely private
Every calculation runs in your browser. No account, no uploads, no tracking.
Built for people and businesses
Personal and business finances follow different rules. SURVIVE keeps them separate so the numbers stay honest.
Personal
For individuals, families and freelancers.
Business
Payroll, software, marketing, inventory and more.
Both
Two clear plans, side by side — never mixed.
Your money is nobody else’s business
SURVIVE stores your plan only in your own browser. There’s no account, no server, and no analytics tracking your figures. Clear it anytime.
Start your plan